Funded Account

A funded account is a trading account backed by a prop firm's capital rather than your own, granted after you pass the firm's evaluation. You trade the firm's money and keep an agreed share of the profits you generate — a profit split — while the firm carries the downside capital. The account still runs under risk rules; funding is permission to trade the firm's capital, not a release from the limits.

The mechanics vary by firm, but the shape is common: a profit split (a percentage of gains paid to the trader), a payout schedule and minimum withdrawal, and often a continuing drawdown or daily-loss rule that can still cost you the account. Some firms distinguish a first evaluation-linked account from a later 'live' or scaled account with different terms. Specifics — split, payout cadence, scaling — differ per firm and change, so confirm your own account's terms.

The funded account is the point of the whole evaluation, and also where the rules that ended so many challenges keep biting. Traders who relax after getting funded — treating the drawdown and daily-loss limits as evaluation-only hurdles — blow the funded account the same way they'd have blown the challenge. The risk discipline isn't a phase you graduate from; it's the job.

Funded traders also tend to run several accounts at once, across one or more firms, to diversify payout risk and scale total size. That's exactly where a trade copier earns its keep: place a trade once and mirror it across every funded account, so you manage a book of accounts as one instead of hand-trading each. It also raises the stakes on per-account risk rules — every account in the book carries its own drawdown and daily-loss limits, and those limits have to be respected on all of them at the same time. A single leader signal that's fine on a large account can breach a smaller one, so per-account sizing and per-account limits are what keep one trade from failing part of your book. Managing that by hand across a dozen accounts is where discipline quietly breaks down; letting each account enforce its own rules is what makes a multi-account funded operation survivable.